Clear legal guidance for serious tax problems.
The Law Office of Steven J. Jozwiak assists individuals and businesses with IRS and New Jersey tax debts, liens, levies, installment agreements, penalty issues, offers in compromise, unfiled returns, and related collection matters.
No website can determine eligibility or promise a result. A careful review of notices, deadlines, filing history, financial information, and available legal options is required.
Tax resolution services for individuals and businesses
Tax collection matters often involve overlapping filing, procedural, financial, and deadline questions. The first objective is to understand the notice, identify the agency and tax period, and evaluate realistic options without making assumptions.
IRS Tax Debt
Review of federal balances, notices, collection status, payment alternatives, and procedural considerations.
Read the detailed guide →New Jersey Tax Debt
Assistance with New Jersey Division of Taxation notices, balances, payment plans, and collection issues.
Read the detailed guide →Offers in Compromise
Eligibility-focused review of whether an IRS offer may be appropriate under current standards.
Read the detailed guide →Installment Agreements
Evaluation of payment arrangements, affordability, compliance, interest, and penalties.
Read the detailed guide →Liens and Levies
Guidance concerning federal tax liens, bank or wage levies, notices, deadlines, and potential procedures.
Read the detailed guide →Penalty Abatement
Review of penalty notices and potential relief based on applicable criteria and supporting facts.
Read the detailed guide →
Begin with the documents, the deadline, and the actual collection posture.
Tax-resolution advertising often makes broad promises before the advertiser knows the taxpayer’s income, assets, filing compliance, tax periods, appeal rights, or procedural history. This website instead explains general options while emphasizing that a recommendation requires case-specific review.
- Identify whether the matter is federal, New Jersey, or both.
- Read the complete notice and determine any response or appeal deadline.
- Confirm which returns are filed and whether current obligations are being met.
- Review income, assets, expenses, and documentation relevant to ability to pay.
- Compare available resolution paths and the consequences of each.
From initial review to a documented strategy
The sequence is illustrative. Actual work and timing depend on the matter and any written engagement.
1. Notice Review
Identify the agency, tax type, period, balance, status, and response deadline.
2. Compliance Check
Determine whether required returns and current payments are in order.
3. Financial Analysis
Evaluate records, income, assets, allowable expenses, and payment capacity.
4. Option Selection
Compare realistic procedural and payment options, risks, and next steps.
A tax lien and a tax levy are not the same.
A federal tax lien is the government’s legal claim against property to secure payment of a tax debt. A levy is a legal seizure of property to satisfy a tax debt. Different procedures and deadlines may apply.
Website content cannot determine whether a lien release, withdrawal, discharge, subordination, levy release, collection appeal, payment agreement, or other remedy is available.
Read the Detailed Guide
General questions about tax resolution
Does contacting the office stop collection action?
No. A call, email, or form does not itself stop collection or extend a deadline.
Can anyone settle tax debt for less than the full balance?
No. Programs such as an IRS offer in compromise have eligibility, compliance, financial, documentation, and payment requirements.
Should I upload my tax returns through the contact form?
No. Do not submit Social Security numbers, bank information, complete tax returns, or other confidential documents through the general form.
Does reading this site create an attorney-client relationship?
No. Representation begins only through a written engagement agreement signed by the attorney and client.
Discuss the notice, deadline, or collection issue you are facing.
A consultation request does not create an attorney-client relationship. Do not send Social Security numbers, bank information, tax returns, or other confidential documents through the website form.