:root{--navy:#071a2e;--navy2:#0d2944;--blue:#17476f;--gold:#c79a46;--gold2:#e5c77d;--cream:#f7f3eb;--ink:#14202b;--muted:#5e6974;--line:#dce2e6;--shadow:0 24px 65px rgba(6,25,44,.14);--serif:Georgia,"Times New Roman",serif;--sans:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:var(--sans);line-height:1.7;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto}a{color:var(--blue);text-underline-offset:3px}.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{width:min(840px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-9999px;top:8px;background:#fff;padding:10px;z-index:9999}.skip:focus{left:8px}.topbar{background:#03111f;color:#d9e4ed;font-size:.82rem}.topbar .container{min-height:42px;display:flex;justify-content:space-between;align-items:center;gap:20px}.toplinks{display:flex;gap:17px;flex-wrap:wrap}.topbar a{color:#fff;text-decoration:none}.attorney-ad{color:var(--gold2);font-weight:800}.header{position:sticky;top:0;z-index:100;background:rgba(7,26,46,.97);border-bottom:1px solid rgba(255,255,255,.1);backdrop-filter:blur(12px)}.navwrap{min-height:88px;display:flex;justify-content:space-between;align-items:center;gap:20px}.brand{width:min(390px,45vw)}.brand img{display:block}.nav{display:flex;align-items:center;gap:7px}.nav a{color:#f7f9fb;text-decoration:none;font-weight:700;font-size:.93rem;padding:11px 12px;border-radius:10px}.nav a:hover,.nav a[aria-current=page]{background:rgba(255,255,255,.08);color:var(--gold2)}.nav .navcta{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#071a2e}.menubtn{display:none;background:transparent;border:1px solid rgba(255,255,255,.28);color:#fff;border-radius:10px;padding:9px 12px}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 15% 5%,#16456d 0,transparent 38%),linear-gradient(135deg,#061524,#0a233b 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20px;font-weight:800;text-decoration:none;border:1px solid transparent;cursor:pointer;font:inherit}.primary{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#071a2e;box-shadow:0 12px 30px rgba(199,154,70,.22)}.secondary{border-color:rgba(255,255,255,.45);color:#fff;background:transparent}.trust{border-bottom:1px solid var(--line)}.trustgrid{display:grid;grid-template-columns:repeat(4,1fr)}.trustitem{padding:24px 22px;border-right:1px solid var(--line)}.trustitem:last-child{border-right:0}.trustitem strong{display:block;font:700 1.12rem var(--serif);color:var(--navy)}.trustitem span{font-size:.85rem;color:var(--muted)}.section{padding:90px 0}.section-sm{padding:60px 0}.alt{background:var(--cream)}.dark{background:linear-gradient(135deg,#061524,#0d2a45);color:#dfe8ef}.dark h2,.dark h3{color:#fff}.dark p{color:#c4d1db}.section-title{max-width:790px;margin-bottom:40px}.section-title.center{text-align:center;margin-inline:auto;margin-bottom:48px}.section-title h2{font-size:clamp(2.1rem,4vw,3.5rem);letter-spacing:-.025em}.section-title p{font-size:1.06rem;color:var(--muted)}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 14px 38px rgba(7,26,46,.06)}.card h3{font-size:1.38rem}.dark .card h3{color:var(--navy)}.dark .card p{color:#34414d}.service{position:relative;overflow:hidden;min-height:285px;display:flex;flex-direction:column}.service:before{content:"";position:absolute;right:-55px;top:-55px;width:130px;height:130px;border:1px solid rgba(199,154,70,.32);border-radius:50%}.icon{width:54px;height:54px;border-radius:15px;background:linear-gradient(135deg,#f1e2bc,#c79a46);display:grid;place-items:center;font:700 1.35rem var(--serif);margin-bottom:22px}.service a{margin-top:auto;font-weight:800;text-decoration:none}.splitimg img{border-radius:28px;box-shadow:var(--shadow)}.checks{list-style:none;padding:0}.checks li{position:relative;padding:8px 0 8px 34px}.checks li:before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;display:grid;place-items:center;background:#e9f2ee;color:#1f664d;font-size:.78rem;font-weight:900}.pagehero{background:radial-gradient(circle at 80% 0,#17476f 0,transparent 36%),linear-gradient(135deg,#061524,#0c2944);padding:74px 0;color:#fff}.crumbs{font-size:.86rem;color:#bccbd6;margin-bottom:20px}.crumbs a{color:#e6d19a}.pagehero h1{color:#fff;font-size:clamp(2.5rem,5vw,4.5rem);max-width:900px}.pagehero p{color:#d7e2ea;font-size:1.1rem;max-width:820px}.layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:54px;align-items:start}.article h2{font-size:2.12rem;margin-top:43px}.article h3{font-size:1.48rem;margin-top:28px}.article p,.article li{color:#34414d}.article ul{padding-left:20px}.notice{border-left:4px solid var(--gold);background:#fffaf0;padding:18px 20px;border-radius:0 12px 12px 0;color:#463c29}.sidebar{position:sticky;top:122px}.sidecard{background:var(--navy);color:#fff;border-radius:20px;padding:25px;margin-bottom:20px}.sidecard h3{color:#fff}.sidecard p{color:#c9d6df}.sidelinks{list-style:none;padding:0}.sidelinks li+li{border-top:1px solid rgba(255,255,255,.12)}.sidelinks a{display:block;padding:10px 0;color:#fff;text-decoration:none}.faq{display:grid;gap:12px}.faq details{border:1px solid var(--line);border-radius:15px;background:#fff;overflow:hidden}.faq summary{cursor:pointer;padding:20px 52px 20px 22px;font-weight:800;color:var(--navy);position:relative}.faq summary:after{content:"+";position:absolute;right:22px;color:var(--gold);font-size:1.4rem}.faq details[open] summary:after{content:"−"}.answer{padding:0 22px 20px;color:var(--muted)}.cta{background:linear-gradient(135deg,#c79a46,#e1c477);border-radius:28px;padding:42px;display:flex;justify-content:space-between;align-items:center;gap:28px}.cta p{margin:0;max-width:700px}.cta .button{background:var(--navy);color:#fff}.contactgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:32px}.formcard{border:1px solid var(--line);border-radius:24px;padding:34px;box-shadow:var(--shadow)}.fieldgrid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{margin-bottom:18px}.field label{display:block;font-weight:800;margin-bottom:7px;color:var(--navy)}.field input,.field select,.field textarea{width:100%;border:1px solid #cfd7dc;border-radius:10px;padding:13px 14px;font:inherit}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(23,71,111,.18);border-color:var(--blue)}.field 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a{color:#dbe5ec;text-decoration:none}.footerlinks{list-style:none;padding:0}.footerlinks li{margin:9px 0}.footerbottom{border-top:1px solid rgba(255,255,255,.1);margin-top:40px;padding-top:22px;font-size:.78rem;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.cookie{position:fixed;left:18px;right:18px;bottom:18px;z-index:1000;display:none}.cookiebox{max-width:1100px;margin:auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 18px 70px rgba(0,0,0,.25);padding:20px;display:flex;justify-content:space-between;align-items:center;gap:20px}.cookiebox p{margin:0;font-size:.9rem;color:var(--muted)}.cookieactions{display:flex;gap:10px}.cookieactions button{border-radius:9px;padding:10px 14px;font-weight:800;cursor:pointer}.necessary{border:1px solid var(--line);background:#fff}.analytics{border:1px solid var(--navy);background:var(--navy);color:#fff}.tag{display:inline-block;border:1px solid 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